Vokal account
Every verified customer uses a Vokal account mapped to their registered phone number for simple wallet payments.
Personal
A clear wallet experience for everyday money movement.
Vokal Pay, a product of Vokal Finance, gives customers a simple account, protected login, tiered limits, bill payments, savings tools and support when something needs attention.
Transfers and QR pay
Send to Vokal users, scan Vokal QR codes and use bank-transfer rails where available.
Bills, airtime and data
Pay daily utilities from one wallet with pending, success and refund-review states clearly tracked.
Savings and Adashe
Create personal savings goals and join community savings groups with transparent contribution cycles.
Tiered limits
KYC tiers unlock higher transaction limits while keeping entry-level accounts controlled.
Support recovery
Lost phone and restricted-account flows are routed through secure support and compliance checks.
01
Create account
Register with phone or email, verify OTP and set password and transaction PIN.
02
Verify identity
Upgrade through BVN, NIN, selfie/liveness and additional checks as limits increase.
03
Transact safely
Use PIN, device trust and account alerts for transfers, bills, savings and QR payments.