Vokal Pay
The flagship Vokal Finance product for wallet accounts, transfers, QR payments, bill payments and tiered customer limits.
Secure digital finance
Vokal Finance
Building secure financial products for people, merchants and agents.
Flagship product
Vokal Pay is built for customers, merchants and agents.
Vokal Pay brings money movement, collections and customer support into one controlled experience while Vokal Finance keeps bank-facing complexity behind the scenes.
Business collections
Verified merchants can receive visible business accounts, QR payments, vouchers, invoices and sales reporting.
Security operations
Device trust, transaction PINs, KYC checks, support workflows and maker-checker controls protect sensitive actions.
Vokal Pay app
One app for daily payments and business collections.
The Vokal Pay experience is built around common money tasks, secure account controls and clear support paths.
Create accountEasy account opening
Create your Vokal Pay wallet with OTP, password and PIN protection.
TransferInstant Vokal transfers
Send money to Vokal users with phone-number account routing.
Pay billsBills and VTU
Buy airtime, data and utilities with clear transaction states.
BusinessMerchant collections
Use QR collections, business accounts, invoices and sales reporting.
SavingsSavings and Adashe
Create savings goals and join transparent group contribution cycles.
SupportSecure support
Raise tickets, recover accounts safely and get wallet-aware support.
Account safety
Instant account locking.
If your phone is stolen or misplaced, lock sensitive wallet actions from the app, USSD support path or customer support while account recovery is reviewed.
Transaction protection
Encrypted in transit. Controlled at rest.
Vokal Pay traffic is protected with HTTPS/TLS. Passwords and PINs are hashed, sensitive identity values are encrypted or hashed, and transaction records are protected by backend access controls, audit trails and staff approval workflows.
Trust and transparency
The important information stays easy to find.
A financial product should make security, support, complaints, privacy, limits and service availability visible before users need them.
Security
Device trust, PIN protection, account recovery controls and audited support.
View detailsSupport and complaints
Clear complaint channels for wallet, transfer, bill and account-security issues.
View detailsPrivacy
Plain-language privacy commitments for identity, device, wallet and support data.
View detailsFees and limits
Tiered wallet limits and product rules kept visible as customers upgrade.
View detailsService status
Live public service health for transfers, bills, USSD and support availability.
View detailsLegal and compliance
Terms, policies, acceptable use, AML/KYC and formal contact channels.
View detailsGet started
Get Vokal Pay from the mobile app.
Download or update Vokal Pay from your device app store, then sign in with your verified phone number to access your wallet.
Scan to get Vokal Pay.
Use your phone camera to scan the QR code. Android phones are sent to Google Play, while iPhones are sent to the App Store.
Open smart download linkVokal Pay is a product of Vokal Finance.
The product combines simple customer payments with operational controls for KYC, support, reconciliation and secure account recovery.